U.S. 30-Year Mortgage Rate holds at 6.47 % — latest official data

U.S. 30-Year Mortgage Rate is currently 6.47 %. Over 24 hours it has climbed 0.00%.

Change across timeframes:

• The past hour: ▲ 0.00% (6.47 % → 6.47 %) • 24 hours: ▲ 0.00% (6.47 % → 6.47 %) • 3 days: ▼ 0.77% (6.52 % → 6.47 %) • 30 days: ▼ 0.61% (6.51 % → 6.47 %) • 6 months: ▲ 4.19% (6.21 % → 6.47 %) • A year: ▼ 4.99% (6.81 % → 6.47 %)

What it means: At 6.47 % it sits around the middle of its recorded range — higher than 65% of the readings on record. At 0.0%, today's move is calmer than U.S. 30-Year Mortgage Rate's typical daily swing of about 0.6%. This reading is tracked continuously; context below shows how today compares with its own history.

Strange company across the desks: U.S. 30-Year Mortgage Rate is currently moving in step with Brazil Rainfall mm (agriculture), and against ARK Innovation (etfs, +0.0% on the day). Correlation isn't causation — but the numbers do dance together.

Across the desks right now: the Moon is 32% lit, Bitcoin sits at $63,881, and crypto's total cap is $2.30T.

In historical context: U.S. 30-Year Mortgage Rate's record high is 6.89 %, set 13 months ago (May 29, 2025); its record low is 5.98 %, 4 months ago (Feb 26, 2026). It sits 6.1% below its record high and 54% of the way up its all-time range.

Perspective — Thomas Jefferson once observed: “Honesty is the first chapter in the book of wisdom.” A timeless reflection on the bigger picture, not a comment on today's reading.

This tracker updates automatically around the clock. The chart above plots its full history.

Official source: Freddie Mac PMMS — https://www.freddiemac.com/pmms. News Never Sleeps publishes this figure automatically the moment new data is released — often before traditional outlets file their first report.